Terms of Service

1. Acceptance of these terms

By creating an account or subscribing to lucabindi.com, you agree to these terms. lucabindi.com is operated by [operating entity legal name and registered address].

2. What lucabindi.com is

lucabindi.com is an institutional macroeconomic research and data platform, providing macro regime analysis, country risk assessment, banking intelligence, and published research and reports. It is not a licensed investment adviser, broker-dealer, or financial institution. See the Disclaimerfor the full statement on what the platform's content is — and is not — intended to be used for.

3. Accounts

You are responsible for maintaining the confidentiality of your account credentials and for all activity under your account. You must provide accurate information when creating an account and keep it up to date.

4. Subscriptions and billing

• Subscription tiers and current pricing are listed on the Pricing page.
• Payments are processed by Stripe. lucabindi.com does not store your card details.
• Subscriptions renew automatically at the end of each billing period unless cancelled beforehand.
• Individual reports may be purchased separately from a subscription; purchased reports remain accessible to the purchasing account.
• [Confirm refund policy, cancellation notice period, and price-change notice period before publishing.]

5. Acceptable use

You agree not to:

• Share your account credentials or subscription access with anyone not covered by your subscription tier or seat count.
• Redistribute, resell, or systematically republish the platform's research, reports, or data outside the terms of your subscription.
• Use automated means to scrape or bulk-extract data from the platform beyond normal use.
• Use the platform for any unlawful purpose.

6. Intellectual property

All research, reports, data presentations, and platform content are the property of lucabindi.com (or its licensors) and are protected by copyright. Your subscription grants you a licence to access and use this content for your own professional purposes; it does not transfer ownership.

7. No warranty

The platform and its content are provided "as is." While lucabindi.com follows a documented, evidence-first data verification process (see the Editorial Charter), no warranty is made that the platform's data, research, or analysis is complete, accurate, or free of error at all times. Official data sources are themselves subject to revision.

8. Limitation of liability

To the fullest extent permitted by law, lucabindi.com is not liable for any indirect, incidental, or consequential damages, including financial losses, arising from use of the platform or reliance on its content. [Confirm liability cap and any jurisdiction-specific limits with counsel before publishing.]

9. Termination

You may cancel your subscription at any time. lucabindi.com may suspend or terminate access for violation of these terms.

10. Governing law

[Confirm governing law and dispute resolution / jurisdiction clause with counsel before publishing.]

11. Changes to these terms

These terms may be updated from time to time. The "Last updated" date above reflects the most recent revision. Continued use of the platform after a change constitutes acceptance of the updated terms.

12. Contact

Questions about these terms can be sent to research@lucabindi.com.